IBPS Bank PO Exam – Selection Process, Eligibility, Exam Pattern, Syllabus, Cutoff

Dear candidate, Today I am Going to Discuss IBPS and its Bank PO requirement process in detail. I am Covering the entire Client banks of IBPS and, its selection process, salary package and benefits, eligibility, exam pattern, syllabus, cut-off, and preparation strategy for Its Bank PO Exam. I hope this article will help you to understand Its bank PO Requirement process, so let’s start

IBPS Bank PO Exam

What are the Functions of IBPS:

• IBPS is an autonomous body of the Banking Selection process. this institute is a service provider to all its client organization for the selection of the banking personnel.
• Its organizes Exams, screening tests, medical tests, Essential skill tests using its tools. it conducts the selection process for the various posts like- Bank Clerk, Bank PO, and for some higher positions like- AGMs, DGMs, GM, etc.
• It Offers its Service to various client Organizations as below-

Client Organizations of IBPS

How many banks exams Conducted by IBPS:

The Clint Organizations of the IBPS are large in number, because It conduct the exam at National Level. we can classified them as below-

1. Public Sector Banks

Allahabad Bank	Andhra Bank	Bank of Baroda
Bank of India	Bank of Maharashtra	Canara Bank
Central Bank of India	Corporation Bank	Dena Bank
Indian Bank	Indian Overseas Bank	Oriental Bank of Commerce
Punjab National Bank	Punjab & Sind Bank	Syndicate Bank
Union Bank of India	United Bank of India	UCO Bank
Vijaya Bank	IDBI Bank Ltd.	__ __ __ __ __ __ __ __ __

These all banks are known as Public sector banks, and IBPS provides its Selection and Promotion test service to them, you can click any of the bank names to reach their respective authorize website.

2. Associate banks of SBI

State Bank of Bikaner and Jaipur	State Bank of Hyderabad	State Bank of Mysore
State Bank of Patiala	State Bank of Travancore	__ __ __ __ __ __ __

These all banks are known as Associate Bank of the SBI. these all are controlled and regulated by State bank of India but their some Staff selection is processed by IBPS

3. Co-Operative banks

State Co-operative Banks (SCBs)

Urban Co-operative Banks (UCBs)

These two category consist wide range of co-operative banks in Indian, and IBPS offers its facility to few oh them.

4. Regional Rural banks

Andhra Pradesh Grameena Vikas Bank	Arunachal Pradesh Rural Bank	Assam Gramin Vikash Bank
Dakshin Bihar Gramin Bank	Chhattisgarh Rajya Gramin Bank	Baroda Gujarat Gramin Bank
Sarva Haryana Gramin Bank	Himachal Pradesh Gramin Bank	Jammu And Kashmir Grameen Bank
Jharkhand Rajya Gramin Bank	Karnataka Vikas Grameena Bank	Kerala Gramin Bank
Madhyanchal Gramin Bank	Maharashtra Gramin Bank	Manipur Rural Bank
Meghalaya Rural Bank	Mizoram Rural Bank	Nagaland Rural Bank
Odisha Gramya Bank	Puduvai Bharathiar Grama Bank	Punjab Gramin Bank
Rajasthan Marudhara Gramin Bank	Tamil Nadu Grama bank	Telangana Grameena Bank
Tripura Gramin Bank	Aryavart Bank	ETC…

Here you can see, these all banks belong to their respective states, There are 43 RRB in Indian, and these are few of them. IBPS offers its service o all RRBs.

Apart from that IBPS also offers its services to SBI, RBI, NABARD, SIDBI, and LIC Insurance Companies.

Note- Participatory Banks in Bank PO Exam are- Public sector banks

About IBPS Bank PO

Who is bank PO and What its responsibility:

An IBPS Bank PO is Same as Other Bank Po, IBPS Arranges the Selection process for the post of Probationary Officer for its various client banks, that’s why it treated as IBPS PO.

It is an Assistant bank manager in respective Client banks of IBPS as discussed above, after the completion of the probation period. it has many job responsibilities like- manage the banking system of Branch, Deals with Daily visit costumers, handle Loans details, etc. let’s discuss in detail-

Responsibility

Responsibility of Bank PO:

• To Work on Daily Costumer deposits, and Transactions.
• To Handle Loans, Cheque deposit and transactions
• To Handle drafts, Insurance, and cash management
• To Improve customer relationship
• To Improve the number of loans, Insurance and transaction to improve cash flow
• To Improve Earnings of bank
• To Execute Government Financial Policies
• etc…

Pay-scale and Salary

Salary of Bank PO:

The Pay scale of the IBPS PO may differ to different Client banks, it depends on the participatory banks in the examination process, but IBPS Po salary package is same as SBI PO Salary package as below

IBPS Bank PO Salary and Pay-scale

Particulars	Amount Rupee (Monthly)
Basic salary	23700.00
Special Allowances	1836.75
DA amount	10163.63
CCA amount	870
Transport Allowance	__ __
Total salary (exclusive of HRA)	36570.38
HRA	2133.00
Total salary (inclusive of HRA)	38703.38
Entertainment allowances	500
Newspaper allowances	300
Petrol Bill payments	3000
Telephone Bill payments	400
Canteen Subsidy amount	400
Pension Contribution amount	2500
Total In Hand Monthly ( Exclusive Annual Medical Aid allowances)	45803.38
Medical Aid allowances (Annually)	8000
Total in hand monthly	46469.98
Annual total salary (leased Accommodation allowance is not included)	5,57,640.52 (Annul Package)

Facility and Benefits

What Facility are get an IBPS bank PO

Facilities of the Bank Po may differ according to participating banks, some banks offer more and some offer less. but some common facilities provide to an IBPS PO are as below-

Accommodation:- This Facility is Provide in Place of HRA amount by some banks, You will get an Official bank accommodation quarters, and a monthly payment of the accommodation will be directly paid to the Quarters owner.

Allowances:- Apart from the basic Salary, an IBPS officer will get some attractive allowances like- Entertainment allowances, Telephone bill Allowances, Petrol bill allowances, Newspaper Allowances, Canteen Subsidy Amount, and pension contribution monthly and a Medical allowances also provide annually. etc…

Life After IBPS PO: The Indian Society deals with you according to your Job profile, Status, and lifestyle. and the IBPS PO position gives you all these. this job position will make you rich, therefore you will able to spend in your quality of life. Also, you will able to make your social status in society.

Eligibility Criteria

What are the Eligibility criteria for IBPS Bank PO Exam:

When IBPS is Conduct, the examination, eligibility criteria changed according to participatory banks. therefore we will discuss some common eligibility criteria for the post of IBPS PO.

Essential Education Criteria

• Candidate Must be a Graduate from any recognized university.
• or any equivalent qualification recognized as such by the Central Government.
• Final year of Graduation candidate can also Apply.
• Candidates possessing qualification of Chartered Accountant may also apply

Age Criteria

The candidate must have Age between 20 years to 30 Years at the time of application date. And Relaxation age is Applicable as per govt. rules as below-

Age Relaxation:

Category	Age Relaxation
SC / ST	5 Years
OBC	3 years
Ex-serviceman	5 Years
Person of J&K	5 Years

Nationality: Candidate must be an Indian Citizen or Subject of Nepal, Bhutan, And J&K. etc…

Plan of IBPS PO Exam

What is the Exam process of IBPS Bank PO:

The Vacancy Notification of IBPS Bank PO Exam is released in the month of July / August. The Prelims exam is conducted in October month & the Mains exam is Conducted in November Month. but due to Covid-19 pandemic it getting late yet. There are mainly Three Tiers in the IBPS PO exam which are-

• Tier-1: Preliminary exam (100 Marks)– Qualifying in nature only
• Tier 1 exam is only a screening exam for the main exam
• Tier-2: Main exam (225 marks) include Objective 200 marks and Descriptive 25 Marks
• Tier 2 exam score is added with tier 3 exam score to set merit list
• Tier-3: Interview (100 marks)
• the selection of the candidate will be based on the merit list and performance in the tier-3 round.

IBPS PO Exam Pattern:

What is the Exam pattern of IBPS bank PO:

IBPS Bank PO Exam scheduled in Pre, Main, and Interview as below-

Tier-1: Preliminary exam

Name of Test	No. of Ques.	Marks	Duration
English Language	30	30	20 Min.
Quantitative Aptitude	35	35	20 Min.
Reasoning Ability	35	35	20 Min.
Total	100	100	1 Hour

Each Test will have separate timing as mentioned above.

Tier-2: Main Exam:- Objective + Descriptive exam

Tier-2: Objective Type exam:

Name of Test	No. of Ques.	Marks	Duration
Reasoning and Computer Aptitude	45	60	60 Min.
Data Analysis and Interpretation	35	60	45 Min.
General Economy / Banking Awareness	40	40	35 Min.
English Language	35	40	40 Min.
Total	155	200	3 Hours

Each Test will have separate timing as mentioned above.

Descriptive Type Exam

Name of Test	Duration
Two questions for Total 25 marks will be a Test of English Language (Letter Writing & Essay)	30 Min

Tier-3: Interview

• Candidates who have been shortlisted in the Online Main examination will subsequently be called for an Interview to be conducted by the Participating Organisations and coordinated by the Nodal Bank in
  each State/ UT with the help of IBPS.
• Interviews will be conducted at select centers along with Document Verification.
• The total marks allotted for the Interview are 100.
• The minimum qualifying marks in the interview will not be less than
  40% (35% for SC/ST/OBC/PWBD candidates).
• The weightage (ratio) of Online Main Exam and interview will be 80:20 respectively

Face to Face Interview	Total
100 Marks	100 Marks

Penalty for Wrong Answers: IBPS PO Exam Consist of a Negative Marking System (1/4th of equivalent marks) 0.25 marks for each wrong answer in Preliminary exam and Main exam objective type both.

Examination/Intimation Fee

Examination fee is Differ to all according to Category as below-

Category	Examination/Intimation Fee
SC/ ST/ PwBD	100/- Intimation Fee Included
Gen/ EWS/ OBC	600/- Intimation Fee Included

Selection Process

• This process held in all Three Stages for further Stage.
• Shortlisting will be done on the basis of category vise Merit List in Each stage.
• The Final Selection merit list will be Designed on behalf of the Main exam and Interview Score.
• Selection will be made from the top merit ranked candidates in each category
• After the Final selection Merit, the Selected candidate will be deputed to further the Joining process.
• The Candidate will be subjected to continuous assessment during the probation period.

IBPS PO Syllabus

What Syllabus asked in IBPS bank PO Exam:

Syllabus Can be Arranged According to Exam pattern as below-

Prelims Exam Syllabus

IBPS PO Prelims Exam Syllabus

English Language	Quantitative Aptitude	Reasoning Ability
Reading Comprehension	Sequence & Series	Syllogism
Para Jumble	Permutation and Combination & Probability	Inequality
Cloze Test	Simplification	Direction sense
Fillers	Ratio & Proportion	Blood Relation
Error Spotting	Average	Alpha Numeric Series
Paragraph Completion	Percentage	Order and rank
Sentence Connectors	Partnership	Puzzle
Miscellaneous	Quadrtic Equation	Seating Arrangement
	Profit & Loss	Input & Output
	Time and Work	Coding & Decoding
	Pipe and Cisterns	Data Sufficiency
	Boats & Stream	Tabulation
	Problem on Age	Logical Reasoning
	Problem on Train
	Mixture & Allegation
	Time, Speed & Distance
	Mensuration
	Data Interpretation
	Simple & Compound Interest

Main Exam Syllabus

Reasoning Ability Syllabus

Syllogism	Alpha Numeric Series	Tabulation
Input & Output	Coding & Decoding	Puzzle
Circle Seating Arrangement	Square Seating Arrangement	Coded Inequality
Coded Direction sense	Coded Blood Relation	Order & ranking
Scheduling	Data Sufficiency	Critical reasoning
Verbal Reasoning	Course of Action	Analytical and Decision making

---

Data Analysis and Interpretation Syllabus

Sequence and Series	Tabular Graph	Line graph
Pie Graph	Bar graph	Radar Graph
Missing DI	Case-let DI	Data Sufficiency
Miscellaneous	Permutation and Combination	Probability

---

Computer Aptitude Syllabus

Internet	MS-Office	Memory
Computer Hardware	Computer Abbreviations	Computer Terminologies
Computer Fundamentals	Keyboard Shortcuts	Operating System
Number System	Networking	Basics of Logic gates

---

General Awareness Syllabus

Current Affairs	Financial Awareness
Static GK- History, Economy, Polity, Geography, Indian Culture General Science and Research	Banking Awareness- Banking History Banking Fundamental Banking Finance Banking Economy

---

English Language Syllabus

Reading Comprehension	Para Jumble	Cloze Test
Fillers	Error Spotting	Paragraph Completion
Sentence Connectors	Miscellaneous	Word Association
Vocabulary	Verbal Ability	Sentence Improvement

This is all Detailed Syllabus Asked in the exam, It is based on official Notification of Bank PO Exam, Please read full notification before apply.

Last year Cut-Off

Last year main exam cut-off released Category wise as below-

IBPS PO Main Exam Category wise cut-off

Category	Cut-Off Score (Out of 225)
General	71.55
SC	55.63
ST	38.13
OBC	70.25
EWS	65.88
HI (Hearing Impaired)	41.00
OC (Orthopaediacally Challenged)	46.13
VI (Virtually Impaired)	70.50
ID (Intellectual Disability)	45.88

Preparation Strategy

How to Prepare for the IBPS Bank PO exam:

• There is no Short Track for the Preparation, you have to understand it.
• Yes, any of the exams is crack only through smart Preparation Strategy, hard Working, and Continuity.
• If you really want to crack IBPS Bank PO, you have to Study Continue and Never Break your Daily Routine.
• If you belong to a poor family, you can teach anyone Subject in any coaching or as Home Tuition, it will help you financially and improve your concepts.
• Make a Habit of Reading Competitive Magazines, Good Newspaper, Economics News (National and International).
• This will help you to gain knowledge for the Interview and General Study.
• Always read from NCERT textbooks accordingly IBPS PO Syllabus.
• Make your own notes, which helps to Revision at the time of Examination.
• Attend Test test series weekly to check your skills
• Always attend Group Discussions and Seminars relevant to your Field.
• Open yourself up to others; it will help you to gain confidence.
• That’s all are also part of the job profile, it will be your daily routine of the Service too.

How to Apply

How to Apply for IBPS bank PO:

The candidate who wants to Apply for IBPS Bank PO can apply directly on the authorized website of IBPS, Click Here. Here you can regularly check current openings in Participatory banks, when you find the vacancy notification the website, go through the instruction provided, and fill the required application form, Information filled by you must be true and authentic. your information will be checked to match with your Documents during document verification.

Dear Candidate, IBPS PO is one of the most beneficial banking services in India. it has a wide range of networks, departments, and big infrastructure. where you can develop yourself. It offers Attractive Salary, Accommodation facility, Medical facility, Official Leaves, sick leaves, Retirement policy, and many more. that’s why tough competition always makes it special. So work hard to achieve your goal, because if you will get this opportunity, the future will be better for you and your family.

This is all about IBPS PO bank Exam, I hope this information will useful to you if you have any doubt please write in the comments, I will reply as soon as possible, and thank you so much for coming here and for your precious time, I will come with a new educational article for you. all the best for your bright future.

Thank You

FAQ (Frequently Asked Questions)

Banking Jobs, Government Jobs, Syllabus